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Carreras – Restructuring

The Company has made a business decision to restructure its tobacco operations and in doing so intends to change the scope of its business operations to concentrate on its distribution

First Life – Change in Operations

The Company advises that it has surrendered its Insurance Licence to the Financial Services Commission, as such will no longer operate as an Insurance Company.

First Life – Change of Name

At an extraordinary general meeting on November 8, 2004, the shareholders passed the following Special Resolution: “That the name of the Company be changed to ‘FIRST JAMAICA INVESTMENTS LTD.’” The