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Dividend Considerations

Desnoes and Geddes Ltd. (DG)- Dividend

As recommended by the Directors the second interim ordinary dividend of 30 cents per stock unit paid in June 22, 2004 be and is hereby declared as final making a

Firstlife – Interim Dividend

At a meeting of the Board of Directors of First Life Insurance Company is scheduled for Friday, December 3, 2004, the Directors will recommend the payment of a fourth interim