August 15, 2002

Hardware & Lumber (HL) – Dividend

The Annual General meeting is to approve the resolution for the payment of the dividend in the amount of 15 cents per share to be paid on June 19, 2002

First Life – Dividend

The Board of Directors resolved to pay an interim dividend for the year 2002 in the amount of 6.5 cents per stock unit payable on September 13, 2002, to shareholders

TDB – Dividend

The Directors have decided to pay an interim dividend for 2002 of 4 cents per stock unit to shareholders on record as at Aug. 30, 2002. Payment date is September