Tracy-Ann Spence is the Head of Asset Management and Trading at NCB Capital Markets Limited, which is the Wealth Management arm of the NCB Financial Group. She has responsibility for over US$2 billion in assets and is responsible for developing and implementing strategies aimed at growing investment income. She has had repeated success in delivering superior results in an ever-changing financial market, with expertise in managing financial negotiations and asset management strategies for enhanced profitability and growth.She have been employed to the NCB Financial Group for 15 years and count a BSc in Applied Mathematics, an MBA in Banking and Finance (with distinction) and Project Management Professional (PMP®) Certification among her educational achievements. She is an avid supporter of life-enhancing opportunities for young people and values her role as a mentor to young adults. She enjoys imparting her knowledge and is able to do this through my position as an adjunct lecturer at the Mona School of Business, University of the West Indies, where she has lectured in Financial Management for the past 5 years. Tracy-Ann currently sits on the boards of the Jamaica Association for the Deaf and SiFi Studios Limited.