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ADDRESS BY R. DANNY WILLIAMS AT THE 4TH ANNUAL BEST PRACTICES CEREMONY JAMAICA PEGASUS HOTEL WEDNESDAY, DECEMBER 3, 2008     MASTER OF CEREMONIES, DISTINGUISHED GUESTS, LADIES & GENTLEMEN  

R. Danvers (Danny) Williams has had a distinguished career in the life insurance industry spanning some 55 years. He is the Founder and Past President and Chief Executive Officer of