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General Meetings (AGM’s, Extra-Ordinary or Other Shareholders Meetings)

First Caribbean Int’l Bank (FCIB)- AGM

The Directors of FirstCaribbean International Bank have fixed the record date for shareholders entitled to receive notice of the Annual General Meeting as Friday, February 11, 2005.

Desnoes & Geddes Ltd.(DG) – AGM

The Eighty-Fifth Annual General Meeting of Desnoes & Geddes Ltd. is to be held on Friday, December 3, 2004 at 11:30 a.m. at the Company’s Hospitality Centre at 214 Spanish

Hardware & Lumber (HL)- EGM

The Board of Directors decided that an Extraordinary General Meeting of the Company will be on Friday, December 3, 2004 for the purpose of putting to the shareholders of the

Hardware & Lumber (HL)- Board Meeting

A meeting of the Board of Directors of Hardware & Lumber Ltd is scheduled for Tuesday, November 2 2004 to consider the following: 1. Proposal for recommendation to be made

Radio Jamaica Ltd.(RJR) – AGM

The Company’s Annual General Meeting will be held on Wednesday, November 10, 2004, at the Hilton Kingston Hotel at 10:00 a.m.

First Life Insurance Co. – EGM

An Extraordinary General Meeting of First Life Insurance Company will be held at the Terra Nova Hotel, 17 waterloo Road, Kingston 10 on Monday, November 8, 2004 at 3:00 p.m.

Courts Jamaica Ltd.(CRTS) – AGM

The thirty fifth Annual General Meeting of the Company, will be held at Courts, Constant Spring Store, 29 constant spring road, Kingston 10, on October 8, 2004 at 2:30 p.m.